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“Of course you were,” he drawled.

“I was,” she continued, again glaring her fury at him. “But I most specifically informed her of my problem.”

He arched his brow and for the first time did not venture an opinion.

“I am a small shop, my lord. Lady Gwen wants a large trousseau and she asked that I also dress her future in-laws as well. But it is more than my small shop can afford on credit.”

She paused a moment and stared at him. Obviously he did not understand the most simple financial terms. That surprised her, given that he was by all accounts skilled in financial circles.

“My lord,” she began again, “I cannot afford to buy the fabrics she requires. I do not have the ready blunt. And so Lady Gwen promised that she would pay for it. In advance.”

And there it was out. The unheard-of practice of not buying on credit. For many in her position, it was a fact of life. For his lordship? He’d probably never even imagined the idea.

She waited in taut silence, wondering if he would answer. In the end, he leaned forward, steepling his hands in front of him on the desk.

“Is that why Starkweather refused to pay you? Because it was for goods you had not yet delivered?”

She nodded. “I explained everything to Lady Gwen and she did agree to my terms.”

He grimaced. “So again my relations are bent on making financial commitments that I am supposed to honor.”

Helaine winced. Put like that, she did feel a bit sorry for the man. But she was not in a position to allow sympathy. “That is the usual way of things, is it not? She is your sister. You or your father pays her bills until she marries.”

He snorted. “My father hasn’t a groat to his name.”

“Then it falls to you.”

He didn’t respond except to stare at her, his eyes glittering with some unnamed emotion. In truth, the sight gave her chills. “My lord,” she offered gently, “if you wish to change the way of the world, I heartily support you. Give your sister charge of her financial affairs and I shall address myself to her. I can tell you that there are myriad benefits to a woman when she manages her own affairs.”

He lifted his brow. “I am sure you can,” he drawled.

She detected no outright condescension in his tone, but she bristled nonetheless. “You have no cause to judge me, my lord. I am merely an honest woman plying her trade like any man.”

He closed his eyes in apparent weariness. “That is not a recommendation, I assure you. Men lie and cheat all the time.”

How well she knew that. “But I do not.”

He opened his eyes, and for a moment she wished he had not. In it, she saw pain mixed with weariness. It was stark and reminded her of her own mirror every morning.

“Very well,” he said. “You have persuaded me.”

His voice was so deadpan that she did not understand his words. “So, you will pay me?”

He shook his head. “Hardly. I believe your bill beyond ridiculous. But I shall this very afternoon open an account for my sister. Then she shall have the decision of whether to pay your outrageous fee or not.”

And with that he stood, turning to Dribbs, who had not left the library door. “Fetch my coat immediately. And show Mrs. Mortimer to the door.” A moment later, he was gone.

“Bloody arrogant, high-handed, drunken bastard! To suggest that I was robbing them! Robbing! He was going to call the constable!”

Helaine paced the workroom of their small shop, trying to work off her fury. It didn’t help. She still felt bruised and humiliated by her treatment that afternoon.

“He bloody well didn’t, did he?” gasped Wendy, her seamstress, co-owner in their shop, and her best friend in the world. She was currently cutting the last of their silk fabric for a dress that would go to the bastard-in-question’s sister. Sadly, if they didn’t get paid soon, they wouldn’t be able to purchase what they needed for any of the rest of her order. “Imagine calling the watch on you!”

“He didn’t. I stopped him beforehand, but it still didn’t change his attitude. He called our bill ridiculous. Outrageous and ridiculous!”

“Wot! The bloody cheek!”

“‘What,’ not ‘wot,’” chided Helaine without thought. Wendy had grown up in a poorer neighborhood than Helaine. Much, much poorer. And her heritage often showed in her speech. But Helaine had been helping her friend better herself, most especially in terms of how she spoke. They were trying to establish themselves as dressmakers to the ton. It could only help if Wendy sounded more educated than she was.

As expected, Wendy grimaced but repeated the word correctly. “What a bloody cheek,” she said firmly. “Our prices are exactly what they should be.”

“No,” said Helaine with a sigh as she leaned back against the worktable. “Our prices are high.”

“As they should be! You are dressing the peers!”

Helaine shook her head. “Only a few. Maybe we should charge less. At least until we are better established among the aristocracy.”

“But we cain’t!” Wendy said as she made the last snip in the silk. “You yerself said they won’t come to someone who charges less.”

“True, but maybe I was wrong. And maybe my dresses aren’t as good as—”

“Oh, enough,” snapped Wendy. “I won’t hear you saying things like that again. Your designs are beautiful. You see just the way a dress ought to be, and now you must shut up or I’ll be sewing this dress wrong in fury.”

Helaine smiled. “You’d never do that. You’re too good.”

“As are you, and I won’t be hearing a word different.”

Helaine leaned forward and pulled the scissors out of her petite friend’s hands. She was done cutting anyway, but it never hurt to be safe. “Very well. You are a brilliant seamstress, and I am an excellent designer. Between the two of us we cannot fail!”

“Exactly!”

“But maybe I should relook at our prices nevertheless…”

“Aiee! It’s like you were that first year,” Wendy said. “Always worried, always questioning. I thought you’d growed out of all that. And now here you are, after one conversation with a bloody lord, right back to oh me, oh my, are we fools for doing this?”

Helaine swallowed, realizing her friend was right. Five years ago, the young seamstress had been filled with passion and hope. At seventeen years of age, Wendy had possessed the strength of a woman five times older. As an apprentice to the previous owner, she had sewn Helaine’s one and only ball gown. From Helaine’s dress design, Wendy had recognized Helaine’s talent and begun thinking way back then. When Helaine’s father had destroyed everything, it was Wendy who had sought her out and suggested the dressmaking business. She had everything arranged almost before Helaine had known what was happening. She’d even had the wherewithal to spring Helaine and her mother out of debtors’ prison, though heaven only knew how she’d managed that. Wendy had never told her how that happened, and it was the one secret that remained between them. But that one shadow could not dampen the love Helaine felt for her friend. Their current success was wholly due to Wendy’s belief in both of them. And because of her, they were now owners of a dress shop with clients from the ton.

But it was a house built upon cards. Their most elevated client was Lady Gwendolyn and her future in-laws. It had been quite the coup to get the lady to buy just a single gown two Seasons past. And then she’d purchased a few more last Season. And now, as a miracle from the heavens, the lady wanted her entire trousseau! If this order went well, it would be the making of their little dress shop.

But if it all fell apart now because of one arrogant, high-handed brother, then there would be no stopping the disaster. There would be no more elevated clients and no more steady flow of customers. And given that they barely made it through from one week to the next now, there was nothing to keep them from the poorhouse.